Summer 2026 brought significant movement on Fed direct access, stablecoin rules, capital relief, CTA rollback, and fintech charter expansion. The common thread is a regulatory environment that is simultaneously opening doors (Fed accounts, trust charters, and capital relief) while raising competitive questions (nonbank Fed access, stablecoin yield, and state fragmentation). The institutions that thrive will be those that stay informed, engage with policymakers, and make strategic decisions based on clear-eyed assessment.
Farley Law helps community banks navigate these strategic decisions. From evaluating digital asset opportunities to merger planning and partnership agreements, we provide the regulatory insight to keep your institution ahead of the curve.