FinCEN AML/CFT Overhaul: Key Changes for Banks
June 10, 2026
FinCEN’s April 7 proposed rule overhauling the Bank Secrecy Act and AML/CFT program requirements across all financial institutions — not just banks — continued to
When you run a bank, you’re juggling regulators, boards, auditors, customers, vendors, and the occasional surprise fire drill, so you don’t need theory. You need counsel that holds up under pressure and helps you move faster without stumbling into a compliance problem. We’re here to make sure your next move is the right one.
because we advise 40+ banks and fintech partners with assets ranging from $300M to $10B+.
in Texas and Idaho, and we serve clients nationwide.
helped facilitate $600M+ in real estate developments and supported financial institutions operating in all 50 states.
When you need fast, seasoned counsel, you’ll get it.
We translate dense regulations into clear, actionable guidance your team can use immediately. Whether it’s day-to-day questions or high-stakes examinations, you get answers that reinforce safety, soundness, and strategy.
We structure partnerships that accelerate growth while avoiding the common pitfalls regulators scrutinize. You’ll move fast without giving your examiner heartburn.
Your contracts should protect you, not create blind spots. We draft and negotiate agreements that safeguard your institution across vendors, partners, and customers.
From concept to launch, we help you design banking products that pass regulatory muster without slowing innovation. You get a roadmap that aligns business goals with compliance expectations.
When something goes wrong with an account, timing and documentation matter. We guide you through liability, recovery, and regulatory response so you can contain risk and calm the situation quickly.
We support your lending team with precision, from structuring deals to navigating collateral, intercreditor relationships, and documentation. The result: clean files and confident closings.
Whether you’re forming an entity, restructuring, or planning long-term governance, we ensure your framework can withstand regulatory and strategic pressure. Clear structure leads to cleaner decisions.
We help leaders set up entities the right way with clarity, control, and long-term stability baked in. It’s the groundwork that prevents future disputes and compliance headaches.
Smart incentive plans align your key people with your mission without unintended tax or governance consequences. We design structures that reward performance and preserve control.
Whether you’re acquiring, selling, or moving an operation, we guide you through strategy, diligence, and negotiation with efficiency. You’ll know the risks before you step into the deal room.
We help you identify and secure federal, state, and local incentives that support growth and development. From tax credits to special-purpose programs, we uncover the opportunities others miss.
Big-firm horsepower. Boutique responsiveness. No “please hold.”
You get direct access, clear answers, and counsel written for decision-makers, legal scholars. When the stakes rise, we stay calm, move fast, and help you navigate regulators with strategy instead of stress.
When you need to triage, defend, or reassure your board, we’re the call you make.
We’ll triage, document, and position your remediation plan, even if you have missed a year’s worth of filings.
We align policies, strategy, and risk appetite so you can deliver both.
We help define scope, tighten responses, and prevent over-disclosure.
We walk you through liability, recovery options and future fraud prevention.
We walk you through tested strategies that generate deposits for your institution.
We introduce new tools and programs that can spread and reallocate risk.
We prepare boards for examinations, map policies, clean up inherited systems, untangle third-party risk, and guide MRA remediation. The result: oversight that holds up under scrutiny, even when the regulators ask the hard questions.
FinCEN’s April 7 proposed rule overhauling the Bank Secrecy Act and AML/CFT program requirements across all financial institutions — not just banks — continued to
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You focus on running the financial institution. We’ll help you stay compliant, nimble, and ready for whatever your regulator, customer, or board brings to you next.