Stablecoin Regulation Comes into Focus: What Banks Need to Track
FDIC Stablecoin Proposal The FDIC issued a proposed rule for public comment establishing prudential requirements for payment stablecoin issuers that are subsidiaries of FDIC-supervised banks. The proposal mirrors the OCC’s February framework in key respects: it adopts the Genius Act’s ban on paying yield to stablecoin holders and presumes that
December 18, 2025